Third party liability insurance is now required for speedboats, personal watercrafts and similar vessels
Today, new requirements regarding mandatory third party liability insurance, strict liability in case of personal injury and loss of pendant as well as wider options for confiscation of vessels have come to into force.
In April, the Danish parliament passed a bill intended to increase safety at sea. The new rules require you to have a third party liability insurance in cases of injury, loss of pendant or property damage.
If you are covered by an insurance, you are not allowed to operate a speedboat or personal watercraft. Also, you must have a certificate documenting proper insurance coverage.
The mandatory third party liability insurance is introduced to ensure greater certainty of compensation for the injured party when accidents involving speedboats, personal watercrafts and similar vessels occur.
The regulations do not only cover Danish speedboats and personal watercrafts. Foreign vessels that enter Danish waters must also have insurance. If a vessel does not already have the proper insurance, it is possible to purchase short-term insurance.
Overview
The new requirements do not only cover personal watercrafts and similar vessels but also speedboats with a hull length below 15 metres. Specifically, the rules include the following elements:
- The third part liability insurance must include compensation in accordance with the Danish merchant shipping act for all damages that involve personal watercrafts and speedboats.
- The third party liability insurance must include compensation up to the limit stated in the Danish merchant shipping act (approximately 27 million DKK for personal injury and 13.5 million for property damage).
- Strict liability covers personal injury and loss of pendant. This will give the injured party the best possible terms as compensation is not dependent upon the specific actions of the vessel operator.
- The options for confiscation of a vessel have been improved, among other things due to reckless behavior at sea. Thus, the consequences for those who put others at risk become more severe.
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Danish Maritime Authority
“The Danish Maritime Authority sets the direction for future quality shipping”
Our field of responsibility is based on the shipping industry and its framework conditions, the ship and its crew. In addition, we are responsible for aids to navigation in the waters surrounding Denmark and ashore. In other words, the Danish Maritime Authority has the responsibility for the following:
- The construction, equipment and operation of Danish ships (including safety, terror prevention, navigational regulations, manning, occupational health and environmental protection) as well as port State control of foreign ships calling at Danish ports.
- Ship registration.
- Seafarers’ employment, health and conditions of social security.
- Shipping policy, maritime law as well as industrial policy, both nationally and internationally.
- Tasks related to aids to navigation at sea and ashore (lighthouses and buoys), including ships and repair workshops.
- Navigational information in the form of navigational analyses, warnings, GIS and specialist publications.
- The national pilot authority.
The Danish Maritime Authority consists of the central authority, eight survey offices, including the office in Nuuk, Greenland, as well as the Centre of Maritime Health and Safety on the island of Fanø.
Our responsibility as a government agency applies both to the merchant fleet and the fishing industry. However, the Danish Maritime Authority is not responsible for the industrial policy relating to fishing which is under the auspices of the Ministry of Food, Agriculture and Fisheries.
Please observe that the surveillance of Danish waters and of civilian shipping, sovereignty enforcement, the police authority, pollution prevention, environmental surveillance, ice-breaking, etc. are the responsibility of the Ministry of Defence.
The Danish Maritime Authority is a government agency under the Ministry of Business and Growth.
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