Banma Intelligence and Alipay Launch AI Cockpit Solution Powered by Alipay AI Pay, Enabling Seamless and Secure In-Car Transactions by Voice

At the 2026 Beijing International Automotive Exhibition (“Auto China 2026”), OS and AI technology company Banma Intelligence and Alipay today launched a new AI cockpit solution integrating Alipay AI Pay, enabling drivers to complete purchases by voice command directly from their vehicle.

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Industry-first AI Cockpit Solution with Alipay AI Pay Unveiled

“In the past two years, smart cockpits have achieved rapid advances in perception and decision-making,” said Ming Cai, Banma Intelligence Chief Product Officer. “With large models onboard, vehicles can understand user intent and make recommendations. By integrating Alipay AI Pay into our AI cockpit solution, we are removing the last friction point in the in-car smart cockpit experience - drivers simply speak to pay, no phone required.”

The new AI cockpit solution initially covers two high-frequency use cases: entertainment and travel. With just a voice command, drivers can seamlessly access AI-powered services to purchase tickets, book hotels, and order food. For example, utilizing Banma Intelligence’s Yan AI and Alipay AI Pay’s capabilities, drivers can initiate a transaction by saying “help me buy two movie tickets.” The AI cockpit system can select showtimes and seats, with drivers able to complete payment by voice confirmation.

Alipay’s security capabilities, including multi-layered risk management and real-time anti-fraud measures, also safeguard every transaction.

The solution comes at a time when intelligence has become a key focus area for major automakers. As a key component of in-car services, payment plays a crucial role in enhancing the intelligent user experience, with both automotive system providers and automakers able to integrate their services with Alipay AI Pay. The new AI cockpit solution has completed technical integration testing with major automotive OEMs, who plan to roll out this feature in their new models in the second half of 2026.

Alipay AI Pay is an AI-native payment solution introduced in 2025 that enables secure, seamless transactions through AI agents via voice command. Alipay AI Pay surpassed 100 million users in February 2026, becoming the world’s first AI-native payment product to reach this milestone. During the week of February 5-11, 2026, it processed over 120 million transactions.

As agentic commerce grows in China, Alipay AI Pay has expanded across a range of use cases — from AI agents embedded in apps and mini programs for traditional retailers such as Luckin Coffee, to AI smart glasses such as Rokid’s, consumer-facing AI applications like Alibaba’s Qwen and OpenClaw-type AI agents.

About Alipay

As the world becomes increasingly digital, Alipay has evolved from a trusted e-wallet into an all-in-one digital platform for daily services, connecting more than one billion consumers to over 80 million merchants across China. Alipay offers users a secure, seamless mobile payment experience and integrates over 10,000 services across sectors like travel, healthcare, tourism, and entertainment. With digital tools like Alipay Tap!, mini-programs, lifestyle accounts, Alipay enables merchants, institutions, and independent software vendors (ISVs) to enhance operational efficiency and effectiveness. In addition, Alipay is developing a new AI-driven open platform by integrating AI agents to deliver smarter, more personalized services to its users as well as facilitating the digital transformation of the service sector.

About Banma Intelligence

As the only company that seamlessly integrates the three core pillars of intelligent vehicle experience—system-level OS solutions, full-stack end-to-end AI solutions, and vehicle platform services—into a differentiated intelligent cockpit business model, Banma Intelligence continues to lead industry innovation. Banma Intelligence has established partnerships with 69 automotive OEMs, with its intelligent cockpit solutions deployed in over 10 million vehicles. As a pioneer of an AI-native intelligent cockpit service ecosystem, Banma has onboarded more than 100 service providers. It also works closely with more than 10 leading chip companies to build an open and collaborative chip ecosystem. With full-stack AI capabilities and system-level OS solutions, Banma enables its customers to efficiently bring AI-powered intelligent cockpit features to market, accelerating product deployment and commercialization. Bama Intelligence is committed to leading the world in shaping automotive intelligence and beyond—where OS meets AI to transform the industry.

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