Oma Säästöpankki Oyj

Oma Savings Bank Plc’s repurchase and cancellation of its outstanding covered Bond Notes

OMA SAVINGS BANK PLC, STOCK EXCHANGE RELEASE ON 18 FEBRUARY 2026 AT 16.00 P.M. EET, OTHER INFORMATION DISCLOSED ACCORDING TO THE RULES OF THE EXCANGE

Oma Savings Bank Plc’s repurchase and cancellation of its outstanding covered Bond Notes

Oma Savings Bank Plc (OmaSp or the Company) has repurchased its outstanding covered bond notes maturing in 2026, in the aggregate nominal amount of EUR 50,000,000. The aim of the transaction is to optimize the Company’s financing structure.

The Company has cancelled the acquired notes. The repurchases will reduce OmaSp’s interest expenses and financing risk, as well as strengthen its credit profile. If market conditions permit, the Company may continue secondary repurchases, however in such a way that the total amount of the bond note exceeds or is equal to EUR 500,000,000.

Following the cancellation of the repurchased notes, the outstanding nominal amount of the bond (ISIN FI4000522974) will be EUR 550,000,000.

Oma Savings Bank Plc

Further information:

Sarianna Liiri, CFO, tel. +358 40 835 6712, sarianna.liiri@omasp.fi

Pirjetta Soikkeli, CCO, tel. +358 40 750 0093, pirjetta.soikkeli@omasp.fi

DISTRIBUTION

Nasdaq Helsinki Ltd

Major media

www.omasp.fi

OmaSp is a solvent and profitable Finnish bank. About 600 professionals provide nationwide services through OmaSp’s 48 branch offices and digital service channels to over 200,000 private and corporate customers. OmaSp focuses primarily on retail banking operations and provides its clients with a broad range of banking services both through its own balance sheet as well as by acting as an intermediary for its partners’ products. The intermediate products include credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

OmaSp’s core idea is to provide personal service to its customers, both in digital and traditional channels. OmaSp strives to offer premium level customer experience through personal service and easy accessibility. In addition, the development of operations and services is customer oriented. The personnel are committed, and OmaSp seeks to support their career development with versatile tasks and continuous development. A substantial part of the personnel also own shares in OmaSp.