Ringkjøbing Landbobank A/S
22.10.2025 07:31:09 CEST | Globenewswire | Press release
Ringkjøbing Landbobank’s quarterly report for the three quarters of 2025
Ringkjøbing Landbobank’s quarterly report for the three quarters of 2025
Nasdaq Copenhagen
Euronext Dublin
London Stock Exchange
Other stakeholders
22 October 2025
Ringkjøbing Landbobank’s quarterly report for the three quarters of 2025
The bank’s board of directors and general management today approved the report for the first three quarters of 2025.
The bank delivers core earnings of DKK 2,321 million and net profit of DKK 1,753 million in the first three quarters of the year. The net profit is equivalent to a 21% p.a. return on equity.
Core earnings
| (DKK million) | Q1-Q3 2025 | Q1-Q3 2024 | 2024 | 2023 | 2022 | 2021 |
| Total core income | 2,090 | 3,067 | 4,068 | 3,828 | 2,862 | 2,433 |
| Total expenses and depreciation | 534 | 761 | 1,044 | 963 | 891 | 817 |
| Core earnings before impairment charges for loans | 1,556 | 2,306 | 3,024 | 2,865 | 1,971 | 1,616 |
| Impairment charges for loans etc. | +24 | +2 | +3 | -1 | -2 | -68 |
| Core earnings | 1,580 | 2,308 | 3,027 | 2,864 | 1,969 | 1,548 |
| Result for the portfolio etc. | -4 | +56 | +62 | -7 | -69 | +7 |
| Amortisation and write-downs on intangible assets | 10 | 15 | 20 | 20 | 20 | 17 |
| Tax | 375 | 579 | 768 | 682 | 385 | 309 |
| Net profit | 1,191 | 1,770 | 2,301 | 2,155 | 1,495 | 1,229 |
Highlights of the first half of 2025
- The net profit is DKK 1,753 million, equivalent to a 21% p.a. return on equity
- Earnings per share (net profit) increase by 4% to DKK 71.2 for the first three quarters of 2025
- Core income is DKK 3,073 million, marginally higher than in the same period in 2024
- Costs increase by 4%, and the cost/income ratio is 25.6%
- Continued strong credit quality means that impairment charges of DKK 11 million were carried to income in the quarter and that impairment charges in the first three quarters of 2025 represented income totalling DKK 35 million
- Highly satisfactory increase in customer numbers and growth of 7% p.a. in loans and 9% p.a. in deposits
Yours sincerely
Ringkjøbing Landbobank
John Fisker
CEO
Attachments
Documents
Subscribe to releases from Globenewswire
Subscribe to all the latest releases from Globenewswire by registering your e-mail address below. You can unsubscribe at any time.
Latest releases from Globenewswire
Dark Horse Consulting Group9.9.2026 20:01:17 CEST | Press release
Dark Horse Consulting Group Marks the Opening of Its Shanghai Office with Ribbon Cutting Ceremony
Sanoma Corp9.9.2026 19:20:00 CEST | Press release
Sanoma Corporation, Managers’ Transactions
Sanoma Corp9.9.2026 18:40:00 CEST | Press release
Sanoma Corporation: Notification of a change in shareholding according to Chapter 9, Section 10 of the Securities Market Act
Sanoma Corp9.9.2026 18:40:00 CEST | Press release
Sanoma Corporation: Notification of a change in shareholding according to Chapter 9, Section 10 of the Securities Market Act
SASE OpsLab Ltd9.9.2026 18:29:18 CEST | Press release
SASE OpsLab Ltd Appoints Cybersecurity Veteran Franck Burtin as Chief Revenue Officer to Drive Global SASE Automation Expansion
In our pressroom you can read all our latest releases, find our press contacts, images, documents and other relevant information about us.
Visit our pressroom