OP Corporate Bank plc

OP Financial Group makes upward revision of its earnings outlook for 2025

OP Financial Group
Inside information
Stock exchange release, 13 October 2025 at 15:30 EEST

OP Financial Group makes upward revision of its earnings outlook for 2025

In its half-year financial report published on 30 July 2025, OP Financial Group expected its operating profit for 2025 to be at a good level but lower than those of 2023 and 2024.

OP Financial Group's operating profit was EUR 2,050 million in 2023 and EUR 2,486 million in 2024. OP Financial Group now expects its operating profit for 2025 to be at the same level or better than in 2023.

This estimate is based on better-than-expected developments in income from investment activities and impairment loss on receivables during the current year. Earnings performance continues to be affected by major uncertainty. The main uncertainties affecting OP Financial Group's earnings performance are associated with developments in the business environment, changes in the investment environment and developments in impairment loss on receivables.

OP Financial Group's Interim Report for 1 January–30 September 2025 will be published on 28 October 2025.

OP Cooperative
OP Corporate Bank plc

Enquiries:
OP Financial Group’s Investor Relations, IR@op.fi

Media enquiries:
OP Financial Group’s Corporate Communications, tel. +358 50 252 8719, viestinta@op.fi

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OP Financial Group is Finland’s largest financial services group, with more than two million owner-customers and over 14,000 employees. We provide a comprehensive range of banking and insurance services for personal and corporate customers. OP Financial Group consists of OP cooperative banks, its central cooperative OP Cooperative, and the latter's subsidiaries and affiliates. Our mission is to promote the sustainable prosperity, security and wellbeing of our owner-customers and operating region. Together with our owner-customers, we have been building Finnish society and a sustainable future for 120 years now. www.op.fi