Guidewire Niseko Release Delivers Financial and Risk Insights, Bringing Unprecedented Clarity Into Business Performance

Guidewire (NYSE: GWRE) announces Niseko, its latest release, designed to give insurers unprecedented insight into financial performance and risk exposure. Niseko empowers developers with tools that streamline updates to custom software extensions, automate and reuse core business functions to speed development, and enhance operational efficiency through intelligent automation.

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“With Niseko, developers now have access to pre-built insurance data models that enhance access to complex core data and come with built-in financial and operational intelligence for improved decision-making,” said Diego Devalle, Chief Product Development Officer, Guidewire. “Niseko also introduces a dedicated extension layer that simplifies software customization, and Guidewire Functions that automate business tasks and logic to enhance the development process.”

Niseko delivers new offerings and functionality designed to help insurers:

• Gain faster financial and business insights with Policy Insurance Data Model and Claims Insurance Data Model. These are auto-generated, dimensional models that simplify access to underlying InsuranceSuite policy and claims data.
• Modernize the development process and accelerate business logic implementation with Guidewire Functions. Enabled using a Functions-as-a-Service approach, developers can quickly build modular, reusable business tasks and logic to improve software quality while delivering more reliable and adaptable business solutions.*
• Customize with confidence with the new Extension Layer that provides an update-safe architectural layer for all custom extensions to Guidewire applications.**
• Understand wildfire risk faster and with greater precision with HazardHubWildfire Risk Score 3.0, the latest and most accurate wildfire risk assessment tool from Guidewire. Trained on millions of records and back-tested against real-world claims, the model is proven highly predictive of unforeseen wildfire events.
• Automate the creation and management of activity assignments within PolicyCenter, ensuring that tasks are assigned to the right underwriters based on predefined rules with the Autopilot Activity Handling Integration.
• Assess risk and ensure stability while staying competitive and compliant by analyzing premiums (written, inforce, earned, unearned) over time and across lines of business with Premium Analysis Business Intelligence (BI) Content.
• Maintain a healthy financial position, implement loss control strategies, and reveal emerging trends in claim patterns by analyzing losses (paid, incurred, reserves, recovery, and loss adjustment expense) historically and spanning business products with Loss Analysis BI Content.

“Every Guidewire release is designed to remove complexity and deliver meaningful value for our customers,” said Michael Howe, Chief Product Officer, Guidewire. “Niseko is a reflection of that commitment, equipping insurers with the clarity, speed, and agility they need to thrive in a fast-changing P&C insurance industry.”

For more detailed information, please visit our website and read the Niseko overview blog.

Certain release features may not be available in all regions.

*Indicates product feature is available to a limited number of customers only.

**Indicates product feature is available for Early Access customers only.

About Guidewire

Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. More than 570 insurers in 42 countries, from new ventures to the largest and most complex in the world, rely on Guidewire products. With core systems leveraging data and analytics, digital, and artificial intelligence, Guidewire defines cloud platform excellence for P&C insurers.

We are proud of our unparalleled implementation record, with 1,700+ successful projects supported by the industry’s largest R&D team and SI partner ecosystem. Our marketplace represents the largest solution partner community in P&C, where customers can access hundreds of applications to accelerate integration, localization, and innovation.

For more information, please visit www.guidewire.com and follow us on X (formerly known as Twitter) and LinkedIn.

NOTE: For information about Guidewire trademarks, visit https://www.guidewire.com/legal-notices.

Cautionary Language Concerning Forward-Looking Statements

This press release contains “forward-looking statements” within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995, including but not limited to, statements regarding the general availability of features, programs, services, and tools related to Niseko mentioned in this press release (including, without limitation, Policy Insurance Data Model, Claims Insurance Data Model, Guidewire Functions, and HazardHub Wildfire Risk Score 3.0). These forward-looking statements are made as of the date they were first issued and were based on current expectations, estimates, forecasts and projections as well as the beliefs and assumptions of management. Words such as “expect,” “anticipate,” “should,” “believe,” “hope,” “target,” “project,” “goals,” “estimate,” “potential,” “predict,” “may,” “will,” “might,” “could,” “intend,” variations of these terms or the negative of these terms and similar expressions are intended to identify these forward-looking statements. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Guidewire’s control. Guidewire’s actual results could differ materially from those stated or implied in forward-looking statements due to a number of factors, including but not limited to, risks detailed in Guidewire’s most recent Forms 10-K and 10-Q filed with the Securities and Exchange Commission as well as other documents that may be filed by Guidewire from time to time with the Securities and Exchange Commission. In particular, the following factors, among others, could cause results to differ materially from those expressed or implied by such forward-looking statements: quarterly and annual operating results may fluctuate more than expected; seasonal and other variations related to our customer agreements and related revenue recognition may cause significant fluctuations in our results of operations, Annual Recurring Revenue (“ARR”), and cash flows; our reliance on sales to and renewals from a relatively small number of large customers for a substantial portion of our revenue and ARR; our making long-term pricing commitments in our customer contracts based on available information and estimates about our future costs that may change; our ability to successfully manage our business model, including achieving market acceptance of our cloud-based services and products and the costs related to cloud operations, cybersecurity, product development, and services; the timing, success, and number of professional services engagements and the billing rates and utilization of our professional services employees and contractors; the impact of global events (including, without limitation, ongoing global conflicts, inflation, high interest rates, economic volatility, bank failures and associated financial instability, and supply chain issues) on our employees, our business, and the businesses of our customers, system integrator (“SI”) partners, and vendors; data security breaches of our cloud-based services and products or unauthorized access to our employees’ or our customers’ data; our competitive environment and changes thereto; issues in the development and use of artificial intelligence and machine learning combined with an uncertain regulatory environment; use of AI by our workforce may present risks to our business; errors or failures in our products or services, as well as service interruptions or failure of the third-party service providers we rely on; our services revenue produces lower gross margins than our license, subscription and support revenue; our product development and sales cycles are lengthy and may be affected by factors outside of our control; the impact of new regulations and laws (including, without limitation, security, privacy, artificial intelligence and machine learning, tax regulations and laws, and accounting standards); assertions by third parties that we violate their intellectual property rights; weakened global economic conditions may adversely affect the P&C insurance industry, including the rate of information technology spending; our ability to sell our services and products is highly dependent on the quality of our professional services and SI partners; the risk of losing key employees; the challenges of international operations, including changes in foreign exchange rates; and other risks and uncertainties. Past performance is not indicative of future results. The forward-looking statements included in this press release represent Guidewire’s views as of the date of this press release. Guidewire anticipates that subsequent events and developments will cause its views to change. Guidewire undertakes no intention or obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. These forward-looking statements should not be relied upon as representing Guidewire’s views as of any date subsequent to the date of this press release.

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